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Risk 20 - Risk 45

Enhanced Conservative RA (Kilimanjaro)

Horizon > 2 Years
Retirement
Account type Retirement Annuities
Managed Share Porfolios (MSP) - Enhanced Managed Share Porfolios (MSP) - Enhanced
Capital Preservation with High Income Capital Preservation with High Income
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Capital preservation

Recommended investment term is 2 years or more.

Risk Score 29 – Conservative (Risk Score Range: 20-45)

Risk/Return payoff range: Investors that are comfortable suffering a loss of up to - 5% in pursuit of positive returns of up to +12% over a 6-month period.

Calculate your risk number here

Fund Description

Our Enhanced Range uses four main building blocks, across ETFs and individual shares to construct our portfolios: Value, Quality, Stability, and Momentum. Using our proprietary active asset management process, that is driven by algorithmic analysis of the market, we tactically manage allocations to the building blocks to optimize portfolio outcomes.

The Enhanced Conservative portfolio strategically blends Asset Classes (Cash, Bonds, Equity and Property), locally and abroad, to achieve the desired return and risk outcome.

See more about Emperor Asset Management’s Investment Philosophy and Methodology here

This RA portfolio is constructed to comply with the investment criteria governing retirement funds (regulation 28)

Investment Strategy

50%
Bonds
0%
Cash
13.39%
Equity
25.77%
Foreign Equity
10.84%
Property

Equity Factor Allocations

25%
Quality
25%
Stability
25%
Momentum
25%
Value

Suitable For

  • You are risk averse and want to prioritise protecting your capital.
  • You are ideally investing for at least 2 years.
  • You want to achieve returns better than inflation, but are comfortable with lower potential return over time than you might earn in an investment that takes on more risk.

Investment Objective

This portfolio aims to offer capital preservation, targeting a return of inflation +2%.

Benchmark

We use a benchmark as a way to compare and measure our performance against another fund. For this portfolio, we are using:

ASISA SA - Multi Asset – Low Equity

Investment Charges (excl VAT)

Bundle Fee: 1.00% P/A

Transaction Costs: 0.10%

Underlying Total Expense Ratio (TER): 0.20%

Total Investment Cost: 1.30%

Transaction costs are estimated over a 3 year annualised period

Performance

See the factsheet here for more information

Investment Options

Invest through Robo

Choose a desired target return, and based on your risk preferences the Robo will provide you with an investment strategy to achieve your goals.

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Invest through EasyEquities

If you are new to investing and prefer the human touch, investing on EasyEquities will provide an easy and fun way to achieve your investment goals.

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